We offer advice on the whole of market:
Mortgages for house purchase
Remortgage for better rates
Remortgages for capital raising for:
home improvements;
business purposes;
debt consolidation
Secured Loans for all purposes
Buy to let mortgages
Let to buy mortgages
** Lifetime mortgages (age conditions may apply)
Our residential mortgage service offers you professional advice on whole of the regulated lending market for owner occupied residential mortgages and where semi-commercial properties become covered by mortgage regulation.
Our aim is to provide practical help in choosing the most suitable mortgage products with a friendly and efficient service. We are able to select the most suitable product and lender for your circumstances supported by the latest technology and specialist mortgage sourcing software.
Where your borrowing requirements are business related our services include a full suite of commercial finance solutions.
Our staff are committed to your needs and will fully appraise your position from the outset, will work with you to anticipate your future requirements, and will search for the best available lenders from the market and, where appropriate, via our mortgage sourcing systems.
We will guide you through the process from application to drawdown and liaise as required with the other professional parties to the transaction, such as lenders, surveyors and solicitors.
Our lending processes integrate seamlessly within personal and corporate financial services to ensure that your insurance needs are assessed too. Where financial solutions come from various external sources and from disciplines within our organisation, you can be assured that we will carefully co-ordinate the process to save you time and money.
As well as the basic essentials such as buildings and contents and life insurance, we can explain and quote for other important insurances such as critical illness cover, income protection and payment protection insurance.
We do not normally charge for our initial assessment of your needs. At the point where we undertake to make an application for funding on your behalf a fee will become payable towards our costs incurred for the application. This will be advised in advance and is non-refundable. The remainder of our remuneration generally is met by commission paid upon completion of the deal. If this is not the case, or there are additional costs to be met by you, will be agreed between us in advance.
Call us on 01482 638300, or email chris@icf-group.co.uk to discuss your needs
** To understand the features and risks of a Lifetime Mortgage please ask for a personal illustration.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
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ICF Group |
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Tel: 01482 638300 |
Fax: 01482 638302 |
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